Paymentech. ¾ Approval/Denial is done within one week ¾ 7 – 10 days after approval, the Terminal/Imprinter is delivered and credit cards can be accepted Processing Information ¾ Paymentech electronically transfers funds to Licensee’s business checking account within 72 hours E-commerce fraud in Hong Kong rises in line with growing online shopping . Hong Kong police authorities have said that reported incidences of e-commerce fraud jumped by 32 percent in the year to November 2018. 62 Rising e-commerce uptake was the reason given for the increase. 63 Security is also at the forefront of Hong Kong citizens’ concerns when shopping via mobile.